Prescription Drug Benefits

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If you enroll in the Allstate Medical Saving Plan or Allstate Medical Value Plan option, your prescription drug benefits are administered by CVS Caremark.

Prescription drugs for up to a 30-day supply of medication must be filled through any of the following:

  • You can fill prescriptions up to a 30-day supply at any of over 68,000 in-network pharmacies, including CVS, Target, Walgreens, Walmart, Rite Aid and other leading retail pharmacies.
  • You can fill up to a 90-day supply at any CVS retail pharmacy, pharmacy in Target, through CVS Caremark mail order or the Allstate Good Life® Wellness Center.
  • If you’re in Northbrook, IL or Irving, TX, you can use on-site pharmacy services to fill all eligible prescriptions, including 90-day supplies.
  • Long-term drugs or medicines are limited to one initial 30-day supply plus two 30-day refills through any in-network retail pharmacy. After the second fill, you must use any of the following for any subsequent refills to be covered by the plan.
    • CVS retail pharmacy
    • Pharmacy in Target
    • CVS Caremark mail order
    • Allstate Good Life® Wellness Center
  • If you obtain any subsequent refills of long-term drugs or medicines from any source other than those listed above, you will be responsible for 100% of the cost.
  • If your prescription is for a brand name drug and a generic drug is available, in addition to your copay/coinsurance, you pay the cost difference between the brand name drug and the generic drug. (However, in no case will you pay more than the actual cost of the drug.)

There may be limitations on some prescriptions, such as controlled medications, subject to state and federal dispensing limitations.

Medications filled at out-of-network pharmacies are not covered.

How Much You Pay for Prescriptions


Allstate Medical Savings Plan & Allstate Medical Value Plan
Preventive Medication
  • Up to a 30-day supply:
    • Generic: $5 copay
    • Brand Name: $10 copay
  • 31-day supply up to a 90-day supply (Mail order):
    • Generic: $12.50 copay
    • Brand Name: $25 copay
Non-Preventive Medication
  • 20% coinsurance after deductible

Important notes

  • CVS Caremark is the Pharmacy Benefits Manager for the Allstate Medical Plan (Does not apply to HMOs.).
  • CVS Caremark maintains the Formulary Medication list.
  • Only certain medications are classified as Preventive Medication. Some preventive medications are available at no cost to you.
  • Allstate Medical Savings Plan & Allstate Medical Value Plan options: Non-preventive prescription drug coinsurance applies to annual deductibles or out-of-pocket maximums. However, preventive prescription drug copayments only apply to out-of-pocket maximums – not deductibles.
  • Please refer to the 2018 Medical Plan Summary Plan Description for complete details.
  • If you're enrolled in a plan that is not listed above, please refer to the medical plan certificate of coverage for benefit provisions.

Price Your Prescriptions

Visit CVS Caremark

Find an In-Network Retail Pharmacy

  • You can fill prescriptions up to a 30-day supply at any of over 68,000 in-network pharmacies, including many leading pharmacies such as CVS, Walgreens, Walmart, Rite Aid, and pharmacies in Target.
  • You can fill up to a 90-day supply at any CVS retail pharmacy, pharmacy in Target, or through CVS Caremark mail order.
  • If you’re in Northbrook, IL or Irving, TX, you can use on-site pharmacy services to fill all eligible prescriptions, including 90-day supplies.

To search for in-network pharmacies:

Prescription Drug Cards

CVS Caremark will mail you an ID card when you first enrol in the Allstate Medical Savings Plan or Allstate Medical Value Plan option.

For complete plan information, see the:

In all instances, the official plan documents, and not the information contained on this website or any other document, will control and govern the operation of a plan. Allstate reserves the right to modify or terminate any plan and/or any plan provisions, terms or specific benefits at any time and for any reason.

If you require a personal response, please contact the appropriate party.