Cover your teeth and eyes

When considering dental and vision coverage, keep in mind any care you plan to have in the next year like braces, new glasses or a switch to contacts.

Dental Plan Coverage

Plan covers eligible preventive dental care, including twice-a-year cleanings and examinations, at 100% with no copays, coinsurance or deductibles.

Preferred Provider Organization (PPO)

See any dentist you’d like within Aetna’s PPO network for negotiated rates and a higher level of coverage for surgery and minor restorative services (as compared with an out-of-network provider).

Dental Maintenance Organization (DMO) – Available in select locations

Like an HMO, choose a Primary Care Dentist (PCD) from Aetna’s DMO network for regular exams and cleanings, and for referrals to other in-network providers for specialty care. Each covered family member can pick a different PCD and can change providers at any time. Out-of-network care is not covered.

Compare Annual Dental Premiums

Allstate Dental Plan PPO Option Allstate Dental Plan DMO Option
You Only $466 $250
You + Spouse $931 $499
You + Children $1,024 $549
You + Family $1,489 $798

Premiums are rounded up to the nearest dollar.

Find a Dental Provider

Dental Plan – PPO Option

Select this plan name when prompted: Dental PPO/PDN
Search on DocFind
Member Services (877) 238-6200

Dental Plan – DMO Option

Select this plan name when prompted: DMO®/DNO
Search on DocFind
Member Services (877) 238-6200

Looking for more information? Download the 2019 Dental Plan SPD

Get tips for choosing dental coverage. Watch the video

Vision/Dental

Before enrolling in the DMO, investigate if a Primary Care Dentist will accept you and each covered family member as a patient.

Vision Plan Coverage & Discounts

Administered by Vision Service Plan (VSP), the Allstate Vision Plan covers periodic eye exams through any vision provider, eyeglass lenses and frames, and contact lenses, up to the Plan allowance after your copayment is applied. There are two coverage options to choose from.

In-Network Exams and Materials Benefits

  Vision Plan Vision Plus Plan
Routine exams $10 copay; limited to 1 exam
every calendar year
$10 copay; limited to 1 exam
every calendar year
Contact lens fitting and evaluation Maximum $60 copay Maximum $60 copay
Frames $10 copay; $175 allowance
every other year
$10 copay; $175 allowance
every calendar year
Lenses $10 copay $10 copay
Lens Enhancements:
Tints/photochromic adaptive lenses, UV protection, scratch resistant coating, anti-reflective coating
$0 copay Copay varies, based on enhancement
Contact lenses (instead of glasses) $175 allowance
every calendar year
$175 allowance
every calendar year
Additional allowance for glasses or contacts (per covered individual) None One of the following:
$50 frame allowance;
$50 contact lens allowance;
Fully-covered progressive lenses;
Fully-covered, photochromic adaptive lenses; or
Fully-covered anti-reflective coating.

Out-of-network benefits are also available for both options. This is only an overview of vision plan coverage.



Check out eyeconic.com for discounts on prescription glasses, sunglasses and contact lenses purchased online.

VSP also provides discounts on hearing aids and exams. Visit truhearing.com/vsp or call (877) 396-7194 and mention the VSP offer to learn more.

Compare Annual Vision Premiums

  Vision Plan Vision Plus Plan
You Only $119 $151
You + Spouse $316 $402
You + Children $239 $304
You + Family $514 $653

All premiums have been rounded up.

Find a Vision Provider

Search on VSP or call Member Services (800) 877-7195

Looking for more information? Download the 2019 Vision Plan SPD

Get tips for choosing vision coverage. Watch the video